Have you ever thought about how what type of change you keep in your wallet?

It’s not always convenient to break a twenty dollar bill for something like a pack of gum.

Part of being organized means having what you need, when you need it…money included!

In today’s busy world, we can easily pay for purchases nowadays with credit cards, smartwatches, and smart phones.

However, there are times when it pays to be prepared with some cold hard cash on hand.

After all, electrical blackouts, natural disasters, and emergencies do happen from time to time.

In this post, you’ll find several tips to help you bring order to your wallet.

Before we begin, thanks to N.S.I. for suggesting this blog post topic.

Make a trip to the bank teller.

Having small bills on hand makes it so much easier to complete register transactions.

I’ve literally seen cashiers breathe a sigh of relief when I fork over a smaller bill instead of a twenty for a purchase.

What’s more, smaller bills means another great sigh of relief for you.

You’ll spend less time waiting on line waiting for someone to try and make change for a large bill.

Keep a well-stocked wallet.

It’s a good idea to have a variety of bills and coinage in your wallet.

This allows you to make change easily and pay for items quickly.

Here’s a basic guide of money to help you get started:

• One twenty dollar bill
• Two ten dollar bills
• Two five dollar bills
• Five one dollar bills
• Four quarters
• Two nickels
• Five dimes
• Five pennies

Keep a separate change purse.

It’s much easier to keep bills and coins separate from one another. Why? You can quickly find what you need in a pinch.

What’s more, purses are smaller to handle than pulling out coins from a ridiculously small coin section of a wallet.

Give a cashier change.

If you’re looking to lighten the coinage in your wallet, pay attention to purchase totals.

Giving a cashier change not only lightens your wallet’s weight, but is much appreciated by businesses.

Should a purchase come to, say, $17.60, duly fork over a twenty and sixty cents and voilá!

You receive three whole dollars and you have less coins in your wallet.

How about you? What’s your take on the optimal amount of change to carry for simple transactions? Join the conversation and leave a comment below!